| Pensions |
We have access to 7 pension providers
| |
| Retirement planning – a vital part of our lives. |
| Your income is your biggest asset! Just think that at retirement age your income stops. At present the government pays an old age pension. This is a small amount compared with the income most people are earning just before they retire. It is up to you to try and provide an income for retirement. If you think about it, you need to build up a cash fund that will give you an income for a potential 20 years, if you retire at age 65. This is based on mortality rates which show that life expectancy is mid 80’s. Some people will want to retire earlier. So the sooner you start planning and putting money aside, the easier it will be to build up a retirement fund. |
| |
| Personal - PRSA. / Personal Pension Plan / AVC |
| Personal plans are suitable for sole traders and employees who wish to have control over their own retirement plans. PRSA's are most suited to people who might be changing employment frequently or who might be in and out of work, as they can be started and stopped anytime without penalty or you can continue contributions while out of work (if you are not paying tax, then you cannot claim tax relief on your contributions). We can advise you on all your options for your personal plan, including your entitlements at work.
We will explain retirement planning in plain English so you can make an informed decision. |
| |
| Company - Director’s Scheme / Group Scheme / AVC |
| If you are in a position as a director or senior staff in a company and wish to avail of the advantages of company contributions to your own pension or wish to learn about staff schemes, we can provide all the information you need in plain English and provide the available options to you. |
| |
| Self Directed Schemes - choose your own investments including property investment. |
| Self Directed Pension Schemes are now available through approved pension providers which makes this option a lot more attractive. You do not have to source a team of experts yourself as the pension provider has everthing in place and you just make the decisions. So whether you want to trade stocks, invest in property or put your money on deposit, you have all the options with a Self Directed Scheme. |
| |
| Retirement Options |
| If you are thinking of retirement or have just retired and wish to review your post retirement options, we can explain everything in plain English so you can make an informed decision.
|
| |
Home